Legal Notices

The contents of this web site are © MMXII, Andrew W. Hagen. All rights reserved. Content on this site that is the copyright or intellectual property of other persons, such as some images, comments by other persons on blog posts, quotations, documents, and excerpts are, of course, the intellectual property of their respective owners, and not that of Andrew W. Hagen ("the Site Owner").

This web site, ("the Web Site"), presents opinions of Andrew Hagen, speaking as an individual. These opinions are his own, and do not represent the opinions of his employer or anyone other than himself.

Nothing on the Web Site written by Andrew Hagen is intended to provide legal advice. While legal topics may be discussed on this web site, such discussions are of a general nature. No conclusion should be drawn by any visitor to the Web Site that any statement posted on the Web Site is legal advice. It is not. Legal advice is confidential and is not posted on a publicly-accessible web site such as this one. If you seek legal advice, you may consult with the attorney of your choice directly.

The Web Site contains links to other web sites. The purpose of these links is to provide a convenient way for visitors of this site to find content at other sites that they may be interested in. In no way does a link constitute endorsement of a viewpoint, a person, a group, a party, a cause, an institution, or anything else. To restate, the sole purpose of a link is to share information that visitors to may be interested in.

Blog posts at the Web Site may contain comments made by people other than the Site Owner. These comments are entirely the responsibility of their respective authors. Opinions and statements are the responsibility of the author of those opinions and statements. Allowing comments to be posted does not constitute endorsement of the opinion stated or position taken in the comment, or of the person making the comment. The purpose of hosting comments here is to provide a forum for discussion. As John Stuart Mill argued, a free discussion is useful as it uncovers errors, sharpens thinking, and helps society. Moreover, it is simply interesting to hear the different opinions of people.

Certain blog posts allow people to make comments and have them posted on the same web page as the blog post. It is the policy of the Web site to generally allow any comment to be posted. This policy has exceptions. If a comment falls within any exception, it is against the policy, and will not be allowed.

Comments that are removed are not retained in any database, data store, or in backup copies. The policy of this web site is that such comments are deleted immediately.

As this is an American web site, the applicable law is that of the USA. The laws of other nations are without effect here.

Andrew Hagen has no personal financial interest in anything bought or sold that may be discussed on this web site. No compensation is accepted in return for content posted on This policy includes any form of compensation, and affiliate links. Whenever a potential conflict of interest arises between a matter under discussion and Andrew Hagen's personal financial interest, the conflict is publicly identified and noted in a prominent manner nearby. This has always been the policy here, and it always will be. The Web Site is a personal, non-commercial project of Andrew Hagen.

Republication policy. All material on this web site that is copyrighted by the Site Owner may not be published elsewhere without the express permission of the Site Owner. The only exceptions are for the following: (1) Internet search engines that cache content and display it for search engine users, (2) non-profit digital archives, (3) non-profit educational use, and (4) "fair use" as defined in the U.S. Code, Title 17, Section 107. To the extent that your use meets one or more of the exceptions, you may republish content.

The content of this site does not provide any investing advice or recommendation. Any purchases or sales of securities or investments are solely at the discretion of the reader.

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Perl® is a registered trademark of The Perl Foundation.

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Firefox® and the Firefox® logo are registered trademarks of Mozilla Foundation.

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Facebook® is a registered trademark of Facebook, Inc.

Fox News® and the Fox News® logo are registered trademarks of Twentieth Century Fox Film Corporation.

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Yahoo!® is a registered trademark of Yahoo! Inc.

Other trademarks that may appear on this site are the property of their respective owners.

For the Oxford font, thank you to the font author, Roger White.

For web hosting services, thank you to Hosting Matters.

-- Andrew Hagen

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This page last updated: March 25, 2012.

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